.policy-page{background:#fff;color:#1f2937}
.policy-hero{background:linear-gradient(135deg,#0b2d5b 0%,#123f78 100%);padding:58px 20px;color:#fff}
.policy-hero .container{max-width:1200px;margin:auto}
.policy-eyebrow{color:#ff6b21;font-size:12px;font-weight:800;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px}
.policy-hero h1{font-size:42px;line-height:1.15;margin:0;max-width:850px;color:#fff}
.policy-wrap{max-width:1200px;margin:0 auto;padding:52px 20px 70px}
.policy-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:34px;align-items:start}
.policy-content{background:#fff}
.policy-content h2{font-size:25px;line-height:1.25;color:#0b2d5b;margin:0 0 14px;padding-top:4px}
.policy-content p,.policy-content li{font-size:16px;line-height:1.8;color:#334155}
.policy-content p{margin:0 0 24px}
.policy-content ul{padding-left:22px;margin:0 0 30px}
.policy-section{padding:0 0 30px;margin:0 0 30px;border-bottom:1px solid #e5e7eb}
.policy-section:last-child{border-bottom:0}
.policy-side{position:sticky;top:20px;background:#f5f7fa;border:1px solid #e3e8ee;border-radius:12px;padding:24px}
.policy-side h3{color:#0b2d5b;font-size:19px;margin:0 0 14px}
.policy-side a{display:block;color:#0b2d5b;text-decoration:none;font-weight:600;padding:9px 0}
.policy-side a:hover{color:#f36c21}
.policy-contact{background:#f7f8fa;border-radius:10px;padding:20px}
.policy-contact p{margin:6px 0;font-size:15px}
.policy-contact a{color:#0b2d5b}
@media(max-width:800px){.policy-layout{grid-template-columns:1fr}.policy-side{position:static}.policy-hero h1{font-size:32px}.policy-wrap{padding-top:36px}}
@media(max-width:480px){.policy-hero{padding:42px 16px}.policy-wrap{padding-left:16px;padding-right:16px}.policy-content p,.policy-content li{font-size:15px}}